Who should use this calculator?
•  People who are 59½ or older, married or single
•  People with retirement (qualified) assets ie: 401(k), IRA, 403(b) that are subject to minimum required distributions
•  People who are would like to minimize the income taxes on these assets both during their lifetime and at death

The purpose of this calculator is to show individuals that minimum required distribution is one of the worst ways to disperse your retirement assets.  Misunderstandings in this area are rampant.  Each person should consult a qualified planning professional to discuss the possibilities of designing a plan to minimize income taxes.

Unfortunately, most investment advisors admittedly are not knowledgeable or qualified in the area of tax planning or distribution planning.  While they have been helpful in growing these assets, the purpose is not how much in assets you can accumulate but how much you or your family can keep.